Why should I invest in property?

At Gold Seal Finance we want to know why you want to invest in property so that we can help you achieve your goals with the least risk and greatest returns.

The reality is there are many different motivations to invest in property, and therefore the way you invest and what your returns are will also vary greatly. Not sure where to start?

Let Gold Seal Finance establish what you want to achieve and help implement real and achievable strategies to reach your financial goals.

What is an investment property?

An investment property is a property you buy specifically for the purpose of renting out. There are tighter rules around borrowing when it comes to an investment property and having an expert on your side like Gold Seal Finance can help you move through the investment loan minefield. Our tailored approach means that you get the right investment property advice for your situation.

Pros and cons of investing in property?

Property investment is often seen as being less risky than other forms of investment. However, while it may seem more straightforward, there are pitfalls to be aware of. Here's what you need to consider about investing in property.


  • Less volatility - Property can be less volatile than shares or other investments.
  • Income - You earn rental income if the property is tenanted.
  • Capital Growth - If your property increases in value, you will be benefit from a capital gain when you sell.
  • Tax deductions - You can offset most property expenses against rental income, including interest on any loan used to buy the property.
  • Physical asset - You are investing in something you can see an touch.
  • No specialised knowledge required - Unlike some complex investments, you don't need any particular specialised knowledge to invest in property.


  • Cost - Rental income may not cover your mortgage payments and other expenses.
  • Interest rates - A rise in interest rates will mean higher repayments and lower disposable income.
  • Vacancy - There may be times when you have to cover the costs yourself if you don't have a tenant.
  • Inflexible - You can't sell off a bedroom if you need to access some cash in a hurry.
  • Loss of value - If the property value goes down you could end up owing more than the property is worth.
  • High entry and exit costs - Expenses such as stamp duty, legal fees and real estate agent's fees.

More information can be found at-

Building your property portfolio can be a great long-term strategy, and if done right can help build your wealth. If you’re in Brisbane, Logan or the surrounding suburbs, why not talk to Gold Seal Finance, we can come to your home or office, or you can come to us; we can meet outside of work hours and ensure that we find a time that suits you.

Are you ready to buy an investment property?

Not sure if you are ready to buy an investment property, why not talk to Gold Seal Finance? We can do a thorough assessment of your current situation and see if purchasing an investment property is a viable option.

Why wait?

Gold Seal Finance service both Logan and the Brisbane area. We understand you have a busy life and that’s why we are happy to come to you, whether it’s your place of work or home, or alternatively you can visit our Rochedale South Office, we are even happy to meet outside of business hours. If you live outside the Brisbane area we can still assist, why not book a Zoom meeting with one of our consultants.

Scott & Kari

Brisbane, Australia
“As first time Landlords and having never built before, the whole process of a new build investment property was pretty daunting.

We could not be happier with the service we received with Gold Seal, from the initial contact through to completion and beyond.

Nick and Margaret were so flexible and for them to come to see us at our house after business hours made it so easy. Because we purchased the land before it was registered there were a lot of delays, however we never felt out of the loop as Margaret would always be in touch, whether there were any developments or not.

The entire process of the build was effortless due to the amazing efficiency of Lara in the office managing every payment on our behalf. Even after the build, Margaret has been involved in the final building inspection shortfalls.

We would not hesitate (and already have) recommend Gold Seal to anyone looking to invest in property and we would definitely use them again to build our portfolio.”
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What We Do For You

Complimentary Finance Consultation
Loan review and loan structuring advice
Strategic property selection
Assistance with Loan Approvals – all lending options and paperwork
Pre and post settlement follow-up
Annual reviews
We’re always just a phone call away
Property Investment Explained

Book a complimentary finance consultation to see if property investment is right for you.


Working With Over
40 Lending Partners


About Us

Gold Seal Finance, established in 2005, We are a company with difference. We are industry professionals specialising in:

• all things home loans
• loan structuring
• strategic property selection
• financial planning
• investment and insurance advice
• tax effective strategies
• estate planning

Most importantly we want to help you establish a promising financial future.
Find out More


Home Loans
We are licenced Mortgage Brokers ready to assist you with all your home loan needs.

Providing strategic and tailored property investment advice. 

Financial Planning
Gold Seal Financial Planning helping our clients create a prosperous and secure future.


"The Professionalism, accuracy and courtesy displayed in all aspects of our dealings to both Narelle and myself have created a most pleasurable, informative and enjoyable journey and have exceeded our expectations and beyond..."

Mick & Narelle Mackay

"We felt that everyone we dealt with was real and genuine, which makes the emotional side of investment disappear and enabled us to focus on making decisions with clear minds..."

Noel and Karen
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Contact Us

Phone(07) 3423 3877
Fax (07) 3423 3922
Send us an email
11 Pannikin Street
Rochedale South, QLD 4123
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