Next to your wedding day perhaps, settlement day on your first home is likely to be the most exciting and stressful day of your life. It not only brings an end to the hard work and perseverance it takes to save your deposit and find the home of your dreams, it marks the beginning of […]

Investing your money when you’ve work so hard for it can be an emotional thing to do. Whilst every investment has a degree of risk, with a lot of research, due diligence and speaking with the right professionals you can set a clear path for your investment strategy. As a first-time property investor, it can […]

When you’ve bought a home or you’re looking for a home loan, you will become very familiar with interest rates and the impact they can have on your disposable income. When an interest rate drops, what does it mean for you? Firstly, let’s take a look at what affects interest rates. The Reserve Bank of […]

When you are looking to buy a home you might look at mortgage repayments and set yourself a budget; you know you have enough to make the regular repayments and live comfortably, but what about if the bank doesn’t’ seem to agree? The first step is making yourself more attractive to the banks. We have […]

When it comes to getting a home loan or borrowing money from the bank, they look at your overall situation; how much money you have in the bank, how much do you earn and any debts you might have, but did you know that they also look at how many children you have? Yes, the […]

Buying a home is very different to buying an investment property. When you buy a home, you are going with your gut and your personal choices. From the moment you look on-line to the time you see it in person you start visualising your life, your furniture and your family in that home. As humans […]